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FinTech Spend-Management Startup

Deploying AI to automate expense coding and accelerate the close

Series B fintech offering corporate cards and expense management. Production launch in under 3 months.

FinTech Spend-Management Startup

Workflow trace

Need

The startup's finance team relied on spreadsheets to collect receipts and code transactions. Month-end closes were…

Our Build

We implemented an AI-native platform that uses OCR and machine learning to extract line items from receipts and…

Outcome

Manual expense processing time was reduced by 50%, close cycles accelerated from 7 days to 3 days, and the company…

Annual cost savings

25%

Series B fintech offering corporate cards and expense management

Production launch in under 3 months.

-50%

Manual expense processing time

7 days -> 3 days

Close cycle

25%

Annual cost savings

Need, build, outcome.

01

Need

The startup's finance team relied on spreadsheets to collect receipts and code transactions. Month-end closes were slow and error-prone, and controllers lacked real-time visibility into spend.

02

Our Build

We implemented an AI-native platform that uses OCR and machine learning to extract line items from receipts and auto-code expenses. Controllers ask questions in plain language, and the system generates narrative variance explanations using generative AI. Automated approval workflows reconcile transactions across systems.

03

Outcome

Manual expense processing time was reduced by 50%, close cycles accelerated from 7 days to 3 days, and the company achieved approximately 25% annual cost savings while dramatically improving financial visibility and control.

Inside the build

01

How a receipt becomes a coded entry

OCR pulls the merchant, amount and tax off the receipt. Policy rules propose the GL code and cost centre. Anything low-confidence lands in an exception queue instead of the ledger, and the controller reviews only those exceptions.

02

The close-week view

Accruals are suggested from open approvals, variance narratives are drafted per cost centre, and controller questions get answered in plain language against live data — not a spreadsheet that was current last Tuesday.

LayeredAI revolutionized our expense management process. What used to take our team days now happens automatically, and our controllers have real-time insights they never had before.

Chief Financial Officer, FinTech Startup

What the system changed.

AI-Powered OCR & Coding

Automatic receipt data extraction
Smart expense categorization
Machine learning-based coding rules
Multi-format document processing

Conversational Analytics

Natural language query interface
Automated variance explanations
Real-time spend visibility
Intelligent approval workflows

Systems it connects to

Corporate card feedERP / GLOCR pipelineSlack approvalsEmail

Bring us the workflow behind these numbers.

We'll scope an audit against your own systems — no slide deck, just your data and ours.